Plan your costs
Fixed monthly payments make equipment costs easier to forecast and budget.
Equipment financing for Canadian businesses
Lease to own the equipment your business needs.
With fixed monthly payments and terms from 24 to 60 months, Allion supports businesses across Canada as they plan a first purchase, open a location, or equip their next stage of growth.
Lease-to-own
A practical way to equip your next stage.
Lease-to-own financing gives your purchase a clear monthly structure while your business keeps moving.
Choose a term that fits
Terms from 24 to 60 months give you a clear payment structure to review.
Work toward ownership
Complete the lease and the $10 buyout to take ownership of the equipment.
Talk to your adviser
Tax treatment can vary. Speak with your accountant or tax adviser about your business.
Final terms are subject to application review.
Beyond equipment financing
Flexible funding for the expenses that keep your business growing.
Alongside equipment financing, Allion provides short-term working capital for essential costs that help your business operate, grow, and stay ahead.
Simple. Flexible. Built for business.
Ask about working capitalUse funds for
- Inventory & supplies
- Renovations & improvements
- Marketing & business expenses
- Repairs and unexpected costs
- Other non-leasable business expenses
Short-term financing
Access working capital without tying up your equipment financing.
Pay early, save time
Have the flexibility to pay off your financing early.
Funding based on your business
Approval amounts are based in part on your average monthly revenue.
Established businesses welcome
Your business must have been open and operating for at least 12 months to qualify.
Industries we serve
Financing built around the equipment you rely on.
Allion provides equipment financing for asset-heavy businesses across hospitality, construction, transportation, manufacturing, automotive, medical and dental, fitness, and other industries throughout Canada.
Hospitality & Food Service
May include ovens, refrigeration, espresso machines, and display cases.
Construction
May include excavators, loaders, compactors, and job-site equipment.
Transportation
May include delivery vans, commercial trucks, trailers, and fleet equipment.
Manufacturing
May include CNC machines, production lines, presses, and shop equipment.
Automotive
May include vehicle lifts, tire machines, alignment systems, and diagnostics.
Medical & Dental
May include treatment chairs, imaging systems, sterilizers, and clinical equipment.
Fitness Operators
May include strength machines, cardio equipment, benches, and studio equipment.
And many more
Ask Allion about the commercial equipment your business depends on.
Equipment eligibility and financing terms are subject to application review.
How it works
A clear path from application to equipment delivery.
Share the details
Tell us about your business, the equipment you need, and the supplier you are working with.
Review your terms
Review the financing terms available for your application.
Sign electronically
Review and sign your financing agreement online.
Arrange delivery
Your supplier is notified and contacts you to arrange equipment delivery.
Equipment financing specialist
About Karen
Personal guidance from an experienced financing professional.
With more than 12 years of experience in equipment financing, Karen Meitin has helped businesses at every stage access the equipment they need to grow.
Her approach starts with understanding the business, its goals, and the financing option that makes sense. Clients can expect honest advice, responsive support, and a process that stays clear from the first conversation to the next step.
She has worked with first-time owners, independent entrepreneurs, small and medium-sized businesses, and national franchise organizations.
Before you apply
Frequently asked questions
What financing terms are available?
Allion Financial offers lease-to-own terms from 24 to 60 months. Final terms are subject to application review.
Will I own the equipment?
After the lease and the $10 buyout are completed, ownership transfers to you.
What happens after I apply?
You review the financing terms available to you, sign electronically, and your supplier contacts you to arrange delivery.
Is a personal credit review required?
A personal credit review is required for businesses operating for fewer than three years.
How can I reach Allion?
Choose your next step